Accident types
Truck and Commercial Vehicle Accidents in Florida
Crashes with semi-trucks, box trucks, delivery vans and company vehicles often involve a driver, an employer, a vehicle owner and one or more insurers. The details you collect at the scene can make it much easier to work out who is responsible.
By Swift Accident Help Editorial Team · Last reviewed · General information, not legal advice
Key takeaways
- Crashes involving a commercial motor vehicle require a long-form police report in Florida.
- Note the company name, USDOT number and plate number shown on the truck.
- Federal rules require for-hire interstate carriers of general freight to carry at least $750,000 in liability coverage — more for some hazardous materials.
- Evidence such as driver logs and onboard data is held by the company, not you, so acting early matters.
What to record at the scene
- The company name and any logo on the cab and trailer.
- The USDOT number (usually on the side of the cab) and the licence plates of the cab and trailer.
- The driver’s name, licence and insurance details, and their employer.
- Photos of the vehicles, the load, the road and any spilled cargo.
- Witness names and phone numbers.
- The police report number.
Call 911 if anyone is hurt. On Florida highways you can reach the Florida Highway Patrol by dialling *FHP (*347).
Why truck crashes are different
Florida law requires a long-form crash report when a commercial motor vehicle is involved, whatever the damage. Commercial vehicles are also usually covered by commercial policies with higher limits than personal cars.
For trucks in interstate commerce, federal regulations set minimum financial responsibility levels: $750,000 for for-hire carriers of general freight, and up to $5 million for certain hazardous materials. Local delivery vans and company cars may be insured differently.
The trucking company controls records such as driver hours, maintenance logs and electronic data. A participating attorney can advise on how that evidence is preserved.
Your own coverage comes first for medical bills
As with any Florida crash, your own PIP generally pays first for your medical bills, and generally requires initial care within 14 days. See medical bills after a car accident.
How Swift Attorney can help
Swift Attorney is a free accident help and referral service, not a law firm. If you were hurt in a crash with a truck or commercial vehicle in Florida, you can call, text or use the short form at any hour. The team listens to what happened, helps you understand a sensible next step and, where appropriate, may connect you with a participating accident attorney or medical provider.
Contacting Swift Attorney does not create an attorney-client relationship, and nobody here gives legal advice. Any legal representation would be a separate agreement between you and a participating attorney. How it works explains the process step by step.
Frequently asked questions
What is a USDOT number and why does it matter?
It is the number the U.S. Department of Transportation uses to identify commercial carriers. Noting it helps identify the company responsible for the truck.
The truck was a delivery van, not a semi. Is it still a commercial vehicle?
It may be. Company-owned vans, box trucks and work vehicles are often insured under commercial policies. Note the company name and plate, and pass on everything you have.
Do I deal with the driver or the company?
Often both, and their insurers. Take the details of everyone involved and avoid giving recorded statements until you understand your position.
Sources
Official sources this page relies on. Laws and procedures change — check the source for the current version.
- Florida Statutes § 316.066 — Written reports of crashes — The Florida Legislature (Online Sunshine)
- Florida Statutes § 316.065 — Crashes; reports; penalties — The Florida Legislature (Online Sunshine)
- 49 CFR § 387.9 — Financial responsibility, minimum levels — Electronic Code of Federal Regulations (eCFR)
- Florida Statutes § 627.736 — Required personal injury protection benefits — The Florida Legislature (Online Sunshine)
- *FHP (*347) — Contact the Florida Highway Patrol — Florida Highway Patrol
Related help
- Multi-vehicle crashesPile-ups and chain-reaction collisions.Read more
- How to get a Florida crash reportThe Florida Crash Portal, fees, and who can get a report in the first 60 days.Read more
- When the insurance company callsRecorded statements, what to share and how to keep a record.Read more
- Medical bills after a car accidentHow PIP pays, its limits, and what to keep.Read more
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Swift Attorney is a referral service, not a law firm, and does not give legal advice. Contacting Swift Attorney does not create an attorney-client relationship. Swift Attorney is not an emergency service. If you are in immediate danger or require emergency assistance, call 911.
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