Accident types
Pedestrian Accidents in Florida
Being struck by a vehicle while walking is frightening, and injuries are often serious. Pedestrians in Florida may have more insurance options than they expect — including, in some cases, PIP coverage.
By Swift Accident Help Editorial Team · Last reviewed · General information, not legal advice
Key takeaways
- Call 911. A crash involving injury must be reported to law enforcement, and requires a long-form police report.
- Florida PIP can cover certain people struck by a motor vehicle while not in a vehicle, subject to conditions in the statute.
- If you own a car, your own PIP is generally where your medical bills start.
- PIP generally requires initial medical care within 14 days of the crash.
What to do after being hit
Call 911
Get medical help and make sure police attend. Crashes involving injury must be reported.
Get the driver’s details
The driver must give their name, address and vehicle registration, and show their licence. Ask for their insurance company and policy number.
Find witnesses
Bystanders, other drivers and nearby businesses may have seen the crash or have cameras.
Photograph the scene
The crosswalk, signals, lighting, the vehicle and your injuries.
Keep your records
Hospital paperwork, prescriptions and receipts — you will need them for any claim.
Does PIP cover pedestrians?
Florida’s PIP statute extends coverage to certain other persons struck by a motor vehicle while not an occupant of a self-propelled vehicle, subject to conditions set out in the law. If you own a car, your own PIP policy is generally the starting point. If you don’t, the PIP on the vehicle that hit you may apply.
PIP pays 80% of reasonable medical expenses up to $10,000 and generally requires initial care within 14 days. If the driver had no bodily injury coverage or fled, see uninsured drivers and hit and run.
How Swift Attorney can help
Swift Attorney is a free accident help and referral service, not a law firm. If you were hurt in a pedestrian accident in Florida, you can call, text or use the short form at any hour. The team listens to what happened, helps you understand a sensible next step and, where appropriate, may connect you with a participating accident attorney or medical provider.
Contacting Swift Attorney does not create an attorney-client relationship, and nobody here gives legal advice. Any legal representation would be a separate agreement between you and a participating attorney. How it works explains the process step by step.
Frequently asked questions
I don’t own a car. Who pays my medical bills?
Florida’s PIP statute can cover people struck by a motor vehicle while not in a vehicle, subject to conditions. Ask the insurer of the vehicle that hit you, and keep every medical record and receipt.
The driver says I wasn’t in the crosswalk. Can I still get help?
Yes. Florida uses comparative fault, so fault can be shared, and a participating attorney can review what happened.
Is a police report needed?
Yes. Crashes involving injury must be reported to law enforcement, and a long-form report is required when anyone is injured or complains of pain.
Sources
Official sources this page relies on. Laws and procedures change — check the source for the current version.
- Florida Statutes § 627.736 — Required personal injury protection benefits — The Florida Legislature (Online Sunshine)
- Florida Statutes § 316.065 — Crashes; reports; penalties — The Florida Legislature (Online Sunshine)
- Florida Statutes § 316.066 — Written reports of crashes — The Florida Legislature (Online Sunshine)
- Florida Statutes § 316.062 — Duty to give information and render aid — The Florida Legislature (Online Sunshine)
- Florida Statutes § 768.81 — Comparative fault — The Florida Legislature (Online Sunshine)
Related help
- Hit and runThe other driver drove away without stopping.Read more
- Florida’s PIP 14-day ruleWhy getting initial care within 14 days matters for your PIP benefits.Read more
- Medical bills after a car accidentHow PIP pays, its limits, and what to keep.Read more
- Bicycle accidentsCyclists struck by a vehicle or hurt by a road hazard.Read more
Talk to someone about your accident — free, 24/7
Call, text or send a few details below. Swift Attorney helps you understand a next step and, where appropriate, may connect you with a participating accident attorney or medical provider. There is no cost and no obligation.
Swift Attorney is a referral service, not a law firm, and does not give legal advice. Contacting Swift Attorney does not create an attorney-client relationship. Swift Attorney is not an emergency service. If you are in immediate danger or require emergency assistance, call 911.
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