Accident types
Bicycle Accidents in Florida
Cyclists are exposed in any collision with a vehicle, and injuries are often serious. Whether the crash involved a car, a dooring or a road hazard, a few steps help protect your health and your options.
By Swift Accident Help Editorial Team · Last reviewed · General information, not legal advice
Key takeaways
- Call 911 if you are hurt. Crashes involving injury must be reported to law enforcement.
- Florida PIP can cover certain people struck by a motor vehicle while not in a self-propelled vehicle, subject to conditions in the statute.
- Keep your bike, helmet and gear, and photograph the damage.
- PIP generally requires initial medical care within 14 days of the crash.
After a bicycle crash
Get medical attention
Some injuries are not obvious straight away. Call 911 if you are hurt.
Report it
Ask police to attend and note the report number.
Get the driver’s details
Name, address, registration, licence and insurance.
Keep the evidence
Don’t repair your bike or throw away your helmet or clothing. Photograph them, the scene and your injuries.
Find witnesses and cameras
Other cyclists, drivers, and businesses with cameras.
Insurance for cyclists
A bicycle is not a self-propelled vehicle, and Florida’s PIP statute extends coverage to certain people struck by a motor vehicle while not an occupant of a self-propelled vehicle, subject to conditions in the law. If you own a car, your own PIP is generally the starting point.
If the driver left the scene or had no bodily injury coverage, see hit and run and uninsured drivers.
How Swift Attorney can help
Swift Attorney is a free accident help and referral service, not a law firm. If you were hurt in a bicycle accident in Florida, you can call, text or use the short form at any hour. The team listens to what happened, helps you understand a sensible next step and, where appropriate, may connect you with a participating accident attorney or medical provider.
Contacting Swift Attorney does not create an attorney-client relationship, and nobody here gives legal advice. Any legal representation would be a separate agreement between you and a participating attorney. How it works explains the process step by step.
Frequently asked questions
Does car insurance cover me when I’m riding a bike?
It can. Florida’s PIP statute extends to certain people struck by a motor vehicle while not in a self-propelled vehicle, subject to conditions. Ask your insurer, or the insurer of the vehicle that hit you.
I was “doored” by a parked car. Is that a crash?
Yes. Report it, get the driver’s details and photograph the scene, just as you would for any other crash.
Should I get my bike repaired straight away?
Photograph it thoroughly first and keep any damaged parts. The damage can help show what happened.
Sources
Official sources this page relies on. Laws and procedures change — check the source for the current version.
- Florida Statutes § 627.736 — Required personal injury protection benefits — The Florida Legislature (Online Sunshine)
- Florida Statutes § 316.065 — Crashes; reports; penalties — The Florida Legislature (Online Sunshine)
- Florida Statutes § 316.062 — Duty to give information and render aid — The Florida Legislature (Online Sunshine)
Related help
- Pedestrian accidentsStruck by a vehicle while walking or standing.Read more
- Hit and runThe other driver drove away without stopping.Read more
- Florida’s PIP 14-day ruleWhy getting initial care within 14 days matters for your PIP benefits.Read more
- Medical bills after a car accidentHow PIP pays, its limits, and what to keep.Read more
Talk to someone about your accident — free, 24/7
Call, text or send a few details below. Swift Attorney helps you understand a next step and, where appropriate, may connect you with a participating accident attorney or medical provider. There is no cost and no obligation.
Swift Attorney is a referral service, not a law firm, and does not give legal advice. Contacting Swift Attorney does not create an attorney-client relationship. Swift Attorney is not an emergency service. If you are in immediate danger or require emergency assistance, call 911.
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